Planning Your Legacy - Goals and Benefits
Your Goals |
Your Strategy | Your Benefits |
Maximize your deduction; minimize the gift details |
Use cash to make your gift to the NCA Charitable Trust |
Claim your deduction against a larger portion of your adjusted gross income and make an immediate impact on the NCA Charitable Trust |
| Afford a larger gift to the NCA Charitable Trust — and avoid capital gains liability | Give appreciated stock or bonds held over one year | Buy low and give high — make a gift that costs you less than the benefit it delivers to the NCA Charitable Trust, while avoiding capital gains tax |
| Make a gift for the NCA Charitable Trust's future that doesn't affect your cash flow or portfolio now | Put a bequest in your will (cash, specific property, or a share of the estate residue) | Today — a gift that costs you and your family nothing. Tomorrow — an estate tax deduction |
| Retain income benefits from the assets you give to the NCA Charitable Trust — thus affording a larger gift | Create a charitable gift annuity or a unitrust | Receive income for your lifetime; receive a charitable deduction; and diversify your holdings |
| Reduce high tax liability now; gain additional income later | Establish a deferred gift annuity | A larger deduction and a higher income rate than other life-income gifts offer |
| Tap one of the most valuable assets in your portfolio to make a gift to the NCA Charitable Trust | Use real estate to make your gift to the NCA Charitable Trust | Avoid capital gains tax, receive an income tax deduction — and have the option of a gift that doesn't affect your lifestyle |
| Reduce gift and estate taxes and control the timing of passing assets to your children and grandchildren | Create a charitable lead trust that supports programs at the NCA Charitable Trust for a fixed, finite period with the principal going to your heirs |
Reduce gift and estate taxes, and freeze the taxable value of growing assets before they pass to your family |
| Avoid capital gains liability on the transfer of a business or partnership interest | Contribute a partnership interest or closely-held stock to the NCA Charitable Trust | Avoid capital gains liability, receive an income tax deduction, and utilize a gift asset you may have overlooked |
| Locate an overlooked asset that you can easily give to the NCA Charitable Trust | Name the NCA Charitable Trust as beneficiary of your retirement plan; leave other assets to your family | Eliminate income tax on retirement plan assets; free up other property to pass to your heirs |
| Make an endowment gift from income rather than capital | Create a new life insurance policy, or donate a paid-up policy whose coverage you no longer need | Increase your ability to make a significant gift to the NCA Charitable Trust |